Stated Income Commercial Real Estate

Buy or Refinance Commercial Property With a Stated Income Loan

Are you interested in buying or refinancing commercial property? Are you looking for an advantageous alternative to a small business loan? If so, at USA Capital Funding, we may recommend a stated income commercial real estate loan. These loans are generally more concerned with what the real estate is worth rather than your credit history. Since fewer documents are needed in order to qualify for one of these loans, the approval and funding process is often quick and efficient.

How to Use the Funding

There are many different ways you can use a stated income loan. These include some of the following:

  • Consolidate debt—Whether you need to consolidate equipment leases, pay off business credit card debt, or pay off the IRS, consolidating your debts with the funding you receive from a stated income loan can save you money every month.
  • Purchase property—If you found the ideal investment property or you are ready to purchase property to run your business out of, a stated income loan can provide you with the capital you need to make the purchase.
  • Improve property—A stated income loan can offer you the funding you need to renovate your property and improve the way it functions.
  • Working capital—Do you want to take advantage of deals on inventory? Do you need cash to manage your bills while you wait for incoming receivables? Whatever the reason, a stated income loan can be used for working capital purposes.

In addition to all of these uses, a stated income loan can also be used to refinance. This can be advantageous if you have an adjustable rate, high rate, or balloon mortgage. 

Contact Us Today

At USA Capital Funding, we look forward to further introducing you to the many benefits of acquiring a stated income loan. Please contact us today for more information about how we can meet all of your commercial financing needs.