Equipment Financing

Increase Available Capital With Equipment Leasing or Financing

Using bank credit to purchase equipment can tie up cash, which is why many businesses use one of USA Capital Funding’s equipment financing or equipment leasing programs. Credit can be hard to find for startups, but we have several options for new businesses and even work with clients who have flawed or seriously marred credit.


 

Why Finance?

We finance most types of business equipment and can approve applications up to $150,000 within 24 hours. Larger loans up to $500,000 and big-ticket lending over $500,000 are customarily approved within five to seven days. With competitive rates and extended terms up to 84 months, these options work well for businesses that have been established for two or more years.

Our competitive startup programs, “second chance” loans and guaranteed-approval government options are perfect for non-traditional companies. Some of our past municipal and government clients include

  • Fire houses
  • Police departments
  • Armed services
  • State agencies
  • Federal government agencies
  • Public schools 

About Equipment Leasing

Leasing equipment makes sense in many instances and is a popular way to increase cash flow among both large and small entities. In fact, studies show that 80 percent of companies lease some of their needed equipment. These pay-as-you-go solutions allow your business to utilize the needed machinery, and even software, without a large-scale upfront investment and can free up cash or credit for other necessities.

The Many Benefits of Leasing

There are other financial benefits to leasing, including a possible reduction in tax liability. While purchased equipment must be depreciated come tax time, lease expenses are customarily a pre-tax line item on the profit and loss statement, which is both simpler and usually financially advantageous.

Traditionally, the entire cost of the machinery can be financed with a lease and payments remain fixed, which is protection against rising interest rates. Monthly obligations are usually lower than with other types of financing, and many programs allow you to upgrade to newer technology, keeping your business ahead of the curve.

Call Today

Call today and allow one of our specialists to help you design equipment financing that fits your budget and business needs.